Free Tools
Practical tools, free to use
Checklists, cheat sheets and swipe files built to be used, not filed. Each one is sent and unlocked instantly.
The approach
Built to be used, not filed
Checklists, cheat sheets and swipe files for the real conversation.
The toolkit
Get deal-ready
Prepare the deal a lender will actually fund.
Readiness checklists
Self-score before you apply
The same ground a credit team covers.
Cheat sheets
Decode a term sheet
Structures, ratios and jargon, in plain English.
Access
Instant access, no fluff
Sent and unlocked the moment you ask.
Swipe-through templates
The Deal Submission Swipe File
Three decks that get you to a fast yes.
Three swipe-through decks you can copy: a one-page deal summary template (5 swipes), the questions to ask a non-bank lender (8 swipes), and the deal-ready document list (12 swipes). The exact framing that gets a quick, confident decision.
- Deck 1 — the one-page deal summary, swipe by swipe
- Deck 2 — the questions to ask before you engage a lender
- Deck 3 — the deal-ready document checklist
7 min · name + email · opens instantly
One-page cheat sheet
Non-Bank Finance on One Page
Structures, ratios and jargon — decoded.
The whole landscape on one screen: the common facility types, the ratios lenders decide on (LVR, LCR, ICR, GRV, TDC), the jargon decoded, and the red flags — so you can read a term sheet without a translator.
- Facility types at a glance
- The ratios that decide your deal
- Jargon, decoded
- Red flags to watch
5 min · name + email · opens instantly
Checklist
The Development Finance Readiness Checklist
25 checks across 5 stages a lender runs before funding you.
Twenty-five tickable checks across five stages — site, feasibility, presales, team and documentation — the same ground a non-bank credit team covers before they commit.
- 5 stages · 5 checks each
- What a credit team actually verifies
- Self-score before you apply
6 min · name + email · opens instantly
Checklist
The Feasibility Sanity-Check
Prove your project stacks before you apply.
A staged sanity-check on the numbers a lender will re-run anyway — margin on cost, contingency, finance costs and sales evidence — so weaknesses surface before a credit team finds them.
- The figures lenders re-test
- Where feasibilities quietly break
- A defensible margin before you submit
6 min · name + email · opens instantly
Cheat sheet
The Lending Ratios Cheat Sheet
LVR vs LCR vs ICR vs GRV vs TDC.
Every ratio a non-bank lender decides on, defined plainly with a worked example and the typical thresholds — on one page.
- Each ratio, plainly
- Worked examples
- Typical thresholds
4 min · name + email · opens instantly
Cheat sheet
The Capital Stack at a Glance
Senior to equity, and what each layer costs.
The full capital stack on one page — senior, stretch senior, mezzanine, preferred equity and residual stock — with indicative cost, risk and where each fits.
- Every layer, ranked
- Indicative cost & risk
- Where each fits
5 min · name + email · opens instantly
Swipe-through scripts
The Lender Conversation Swipe File
Scripts that get a fast yes.
Word-for-word framing for the first lender conversation — how to open, what to lead with, and how to handle the rate question.
- Opening framing
- What to lead with
- Handling price
6 min · name + email · opens instantly
Swipe-through responses
The Objection-Handling Swipe File
Answers to the 10 things lenders push back on.
The ten objections a credit team raises — thin presales, tight margin, limited track record — and a considered response to each.
- The 10 common pushbacks
- A considered answer to each
7 min · name + email · opens instantly
Beyond the tools
When you'd rather just talk it through
Tools get you prepared. A scenario gets decided in a conversation — with one person, end to end.