For property developers & builders

When the Bank Says No

A developer's guide to non-bank development & construction finance.

The bank passed, stalled, or wants more presales than the deal can carry. This guide maps the non-bank path: the capital stack, what stacks up in 2026, how lenders price risk, and how to present a project that gets a fast yes.

What's inside

• The capital stack: senior, stretch, mezzanine, preferred equity, residual stock
• What lenders check before they fund a development
• Presales, LVR, GRV and TDC — what actually moves the decision
• How to present a project that gets funded quickly

For: Property developers and builders funding a project outside standard bank policy.·12 min read