All calculators
Convert with the spread in view
Foreign Exchange
Enter an amount, the pair and the rate — see the converted figure, the inverse rate, and what an FX margin costs you. Rates are indicative; set the rate from your provider for accuracy.
AUD
USD/AUD
Pre-filled with an indicative rate — overwrite with your provider's.
%
Banks build a spread into the rate. Typical retail: 2–4%.
You receive
6,435.00 USD
At an effective rate of 0.6435 USD/AUD.
Amount10,000.00 AUD
At the quoted rate (0.6600)6,600.00 USD
Less 2.5% margin(165.00 USD)
You receive6,435.00 USD
Inverse rate1.5152 AUD/USD
What the margin costs you
Margin cost
165.00 USD
- You receive6,435.00 USD
- Lost to margin165.00 USD
Assumptions & method
- Indicative rates are a static reference baseline — they are NOT live and will not match the market.
- Always set the rate from your bank or FX provider for an accurate figure.
- The margin reduces the rate you transact at; some providers also add fixed transfer fees, not modelled here.
- General information only — not financial or FX advice.
Beyond the numbers
A number is a starting point, not an answer
These tools model the mechanics. The decision depends on structure, timing and the specifics of your scenario — that's the conversation worth having.